Guide to Buying...
With the recent upsurge of new property onto the market generally, Cowell Norford are pleased and proud to present perhaps our widest and best selection of properties for sale.
This wide selection, coupled with record low interest rates makes this an unprecedented opportunity for the discerning buyer.
If you are new to the area come and see us, we are only too pleased to help. We will guide and assist you in the careful selection of area, amenities, facilities, from schooling to golf clubs.
We have many years experience of the local market and are pleased to share this with you.
Remember too, we have very close associations with other similar like minded professionals across the region. If we can't find your dream property for you then we certainly know a man that can and for those perhaps with more specific requirements, looking for a needle in a haystack, we are always prepared to go that extra mile. Ask for our Special Buyer Service. A committed concierge service, which we will tailor to your requirements.
Our award winning service, reputation and dedicated team remain at your service.
The buying process
Buying property can be a daunting process, so we have designed this guide to help you through the stages of buying your new home.
Let us know your interest in buying a property by calling in to see us to discuss your requirements; phoning us on 01706 863 490; or registering online via our registration form.
We will send you details of all properties that match your needs, and keep you updated of any new instructions we receive that we think you’ll like. Remember we are here to offer advice on any aspect of the properties, so if there’s anything at all that you’d like to know, just ask!
It’s important at this stage to make sure your finances are in place, including the amount of your mortgage which you can have agreed in principle even without a specific property in mind. Cowell-Norford Financial Services can search the whole of the mortgage market to find the best mortgage for you; call 01706 863 473, or register online to arrange a consultation
We can arrange viewings at times to suit you, including evenings and weekends. This will ensure that you can spend enough time looking around and ask any questions. To arrange a viewing call 01706 863 490 or request a call back button on the right hand side.
5.Make an Offer
Once you’ve found your ideal property, we will put forward your offer to the seller. We know that prompt communication between all parties is vital at this stage, so we work hard to keep everyone informed as quickly as possible.
6.Instruct a Solicitor
You need a specialist solicitor to deal with the legal side of buying a property. Cowell-Norford has relationships with some excellent local solicitors, so we will be pleased to recommend a solicitor for you.
On acceptance of your offer several steps need to take place. Firstly your solicitor should be instructed to proceed with the purchase of your property; at this stage they will arrange for local searches to be carried out on the property to ensure that you are aware of everything about it before you complete the sale. Your mortgage application also needs to be made in full, which includes the mortgage company instructing a survey on the property. On receipt of an acceptable survey and application, the mortgage company will produce a mortgage offer.
8.Exchange of Contracts
Once the results of the local searches are received, your solicitor will draw up a contract to be signed by you and the seller of the property. Once these contracts have been completed and “exchanged” you are now legally committed to the purchase of the property.
This normally takes place a few days or weeks after Exchange of Contracts and is the date when you are legally the owner of the property. You can now move in and enjoy your new home!